The Need for Health Insurance Student`s Name Institutional Affiliation The Need for Health Insurance Anderson, M., Dobkin, C., & Gross, T. (2012). The effect of health insurance coverage onthe use of medical services.http://www.columbia.edu/~tg2370/anderson_dobkin_gross_uninsured.pdf The authors of this article takes a different approach to identify the effects of health insurance coverage on health care utilization. They exploi
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